AVMF: REACH Animal Care Program
Covers: Urgent care, financial hardship (vet attests, no income test), vet applies on your behalf, no direct owner applications
Dogs & Cats
REACH Program →
More than 150 grants, funds, and programs that help pay for veterinary care for dogs and cats in the US, Canada, and Australia, organized by country, your state, province, or territory, and your pet's specific need.
While we aren't able to fund care for individual pet owners at this time, we hope to offer financial support in the future. In the meantime, these organizations may be able to assist you.
Broad-eligibility grant and pledge programs you can apply to from anywhere in the US, not limited to one state, condition, or breed.
Canada has exactly one broad national program. Almost everything else is organized by province, use "By Province" above to find what's reachable from where you live.
Australia has no national vet-bill grant. The closest is PetSafetyNet, which covers parts of New South Wales and all of Tasmania. Almost everything else is organized by state, use "By State" above to find what's reachable from where you live.
Covers: Urgent care, financial hardship (vet attests, no income test), vet applies on your behalf, no direct owner applications
Covers: Income-qualified, life-threatening conditions
Covers: Emergency care, low-income families, prevents surrender or economic euthanasia
Covers: Emergency, specialty treatment or surgery, good prognosis, plus Joshua Louis Animal Cancer Fund (diagnostics, surgery, chemotherapy, immunotherapy) and Florida Crucial Care Fund partnership
Covers: Urgent illness/injury, medication, insulin, heartworm, mobility equipment
Covers: Life-threatening injury/illness, before treatment is mostly complete
Covers: Emergency care, emergency boarding/foster, spay/neuter, routine care, end-of-life
Covers: Medical treatment, medication, hardship-related needs
Covers: Small grants ($50-200), low-income families, acute/urgent care, excludes spay/neuter, vaccines, long-term treatment like cancer/diabetes
Covers: Cancer, heart disease, chronic/endocrine/eye conditions, not for emergencies
Covers: Urgent care, serious illness or injury
Covers: Emergency exams, immediate treatment, urgent meds, stabilization, prevents surrender or euthanasia
Covers: Critical care, obstruction, pyometra, severe injury, major illness, plus Cancer, Senior Dog, Jack's Heart Fund programs
Covers: Urgent non-elective care, income-tested (LICO), up to $500 CAD ($250 grant + $250 clinic match), contact fund directly
Covers: Free 24/7 vet telehealth, subsidized urgent care at partner clinics, Centrelink/DVA payment plus concession card, uninsured pets, parts of NSW and all of Tasmania, no chronic or routine care
Tighter eligibility, built around a specific condition, breed, or population, but often a much better fit for a particular case than a broad national fund.
Programs limited to a specific population, but reachable from more than one province.
Programs limited to a specific population, but run in more than one state.
Covers: Emergency surgery, lifesaving treatment, diagnostics, severe injury or illness, life-sustaining meds, military families
Covers: Emergency illness or injury, some urgent procedures, homelessness or housing insecurity
Covers: Wheelchairs, mobility devices, disabilities or limited mobility
Covers: Cancer-related costs, support packages, not built for emergencies
Covers: Temporary support, equipment, at-home care and rehab, sudden chronic conditions
Covers: Limb-amputation surgery only, US and Canada
Covers: Urgent or critical care, surgery, therapy, mobility solutions, not for immediate life-or-death emergencies
Covers: Major or emergency care, assistance dogs only (guide, hearing, service), partnership at risk
Covers: Cancer and oncology expenses, working dogs only, assistance/detection/search-and-rescue/law enforcement/military/therapy work
Covers: Urgent treatment, surgery, cancer treatment, amputation, broken-bone repair, life-changing procedures
Covers: Medical treatment, rescued West Highland White Terriers only
Covers: Cancer treatment subsidy only, not diagnostics, Alberta only, vet applies, NEEDS Committee review, amount not published
Covers: Guide dogs only, extraordinary vet costs, emergency care, surgery, long-term medication, excludes routine/preventive care, apply within 6 months with vet invoices
Covers: Glucose meter, insulin for a few months, diabetic cats, once per year per cat, no income proof, low-carb diet and home glucose testing required, US and Canada
Covers: Free pop-up clinics, health checks, vaccines, microchip, parasite control, basic wound care, homelessness only, support-worker referral, no emergencies
79 programs across 46 jurisdictions (45 states plus DC), often paired with a subsidized in-house veterinary clinic rather than a portable cash grant. Sorted alphabetically by state, use the state menu above to jump to yours. We could not verify a direct-assistance or subsidized-care program in Delaware, Mississippi, North Dakota, South Dakota, or West Virginia. If you're in one of those states, start with the national programs above or the referral tools below, both can help by ZIP code.
36 programs across 9 of Canada's 13 provinces and territories, often an in-house discount rather than a portable cash grant. Sorted alphabetically by province, use the province menu above to jump to yours. We could not verify a direct-assistance program (beyond spay/neuter-only help) in Newfoundland and Labrador, the Northwest Territories, Nunavut, or Prince Edward Island. If you're in one of those, start with the national programs above or the referral tools below.
21 programs across all 8 of Australia's states and territories, mostly clinics, outreach, and case-by-case help rather than a portable cash grant. Sorted alphabetically by state, use the state menu above to jump to yours. PetSafetyNet, listed under National Programs, also covers all of Tasmania and parts of New South Wales.
Covers: Vet bill assistance, medication, heartworm treatment, surgery, financial hardship
Covers: Emergency treatment, surgery, diagnostics, urgent humane need, Anchorage AK area only
Covers: Real Time Solutions Fund, vet care, licensing, microchipping, spay/neuter, food, owners in crisis
Covers: Unexpected vet needs
Covers: Emergency vouchers, sick or injured pets, waives exam fee at participating vets
Covers: Medical assistance, illness or injury, participating vet clinics
Covers: Medical procedures for seniors/low-income, spay/neuter, microchip, Southwest Riverside County CA only
Covers: Non-emergency conditions, EBSPCA's own subsidized clinic only
Covers: Life-saving emergency or critical care, other treatable conditions, San Diego area partner hospital network
Covers: Urgent, lifesaving care, Sacramento area only
Covers: Veterinary care, treatment costs
Covers: Ongoing monthly help, food, grooming, health care, guide/signal/service dogs only
Covers: Major, emergency, or specialty care, separate cancer fund, in-home care, food, safety-net services, Colorado residents age 50+ only
Covers: Urgent-care grants, discounted wellness care, HSBV's own hospital only
Covers: $125 voucher per pet per year, routine, non-emergency care, CVMA member hospitals
Covers: Cancer-specific treatment costs, Companions in Crisis program, VA/DC/MD residents only
Covers: Basic, necessary care, Palm Bay/Melbourne FL only, not statewide
Covers: Payment plans, special funding, HSTB's own Animal Health Center only
Covers: Grants toward vet care, financial hardship, Tampa Bay area
Covers: At-cost exams, vaccines, spay/neuter, dental, heartworm, sick-pet services, extra help if can't afford at-cost pricing
Covers: Illness, injury, medication, medical equipment, Georgia residents only
Covers: Emergency funding, financial hardship, statewide Hawaii, Honolulu-based
Covers: Mainly CareCredit/ScratchPay payment-plan referrals, small case-by-case grants on top
Covers: Urgent, unexpected medical and surgical bills, Chicagoland only
Covers: Wellness care assistance, spay/neuter assistance, not emergency-specific, Allen County IN residents only
Covers: Partial help, emergency or specialty care bills, financial hardship
Covers: Initial vet exam fee, emergency treatment payment help, sick or injured pets
Covers: Life-saving surgery, life-enhancing treatment, Wichita KS area only
Covers: Partial aid for acute injury or illness, spay/neuter, vaccinations, pet deposits, flea treatment, euthanasia, supplemental food, Louisville KY area only (within ~30 min)
Covers: Non-emergency illness/injury only, excludes wellness/dental/meds, income-eligibility required, 1 grant/household/year, LA statewide but providers in New Orleans metro
Covers: Emergency procedures, hospitalization, meds, follow-up, Lincoln County ME only, $500 lifetime cap, requires CareCredit denial
Covers: Vet bill assistance, good prognosis for quantity and quality of life
Covers: Mainly spay/neuter vouchers, also emergency care ($135,020 spent on emergencies in 2023)
Covers: Pet Care Assistance (Carter Luke Fund) subsidy for hospitalized or soon-to-be-hospitalized pets, MSPCA-Angell system only, plus subsidized low-income care at Larson Kelly Community Clinic (Boston)
Covers: Low-income owners, significant and expensive medical or dental treatment
Covers: Non-elective, urgent, unforeseen care, Michigan only
Covers: Injury/illness treatment only, not preventive, statewide MN
Covers: Need-based grants, must already be a Veterinary Medical Center patient, separate emergency and oncology funds
Covers: Emergency care contributions
Covers: Treatment, surgery, medication, chronic conditions, up to 50% of cost (max $1,000)
Covers: Financial stress help, pet medical bills, Western Montana
Covers: Emergency vet bills, one-time grant, Nebraska residents only, Lincoln-based
Covers: One-time assistance, veterinary treatment
Covers: Acute, non-recurring injuries, severe dental disease, lacerations, foreign-body obstructions, Level 1 diagnostics, end-of-life care
Covers: Diagnosed needs, not lifelong management, upcoming care only, no reimbursement for bills already paid
Covers: Urgent, treatable conditions, good prognosis, Belknap/Rockingham/Strafford counties only, $600 cap
Covers: Prevents economic euthanasia, lifesaving treatment, New Jersey patients only
Covers: Mostly distemper/rabies vaccine clinics, general assistance, qualifying individuals
Covers: Emergency or specialty care, treatable urgent conditions, good prognosis
Covers: Cancer-care expenses only (chemo, diagnosis, pain management, radiation, supportive care), $1,000 lifetime cap, NM residents
Covers: One-time grant, paid directly to vet, life-saving treatment only, excludes exam fees, diagnostics, vaccinations, spay/neuter, Western NY only, Monroe, Livingston, Genesee, Wyoming, Erie, Niagara, Orleans counties
Covers: Subsidized urgent care, end-of-life care
Covers: Limited, donation-funded help, Cornell Hospital for Animals patients only, apply in person at discharge/billing office
Covers: Emergency funding, sick or injured pets, low-income NYC residents only, site also lists national assistance funds
Covers: 'Fixable' conditions only, financial barrier required
Covers: Medical vouchers, vet bills, emergency economic distress
Covers: Medical assistance, sick, neglected, or injured pets and strays, excludes routine care and euthanasia, Forsyth County & surrounding NC areas only (since June 2026)
Covers: Pet care cost assistance, email to discuss specifics, Charlotte NC area
Covers: Financial support, temporary medical crisis or emergency, Youngstown OH region only (Columbiana/Mahoning/Trumbull counties)
Covers: Financial help, can't afford emergency care
Covers: Sick or injured pet treatment, matched to vet's itemized estimate
Covers: Percentage-based cost assistance, Oregon, Portland/Salem area
Covers: Non-routine, non-urgent care, prevents suffering or euthanasia
Covers: $125 voucher, general or wellness care, includes follow-up visits
Covers: Needs-based help, vet care, spay/neuter, small one-time grants, Spartanburg County only
Covers: Financial help, demonstrated crisis, must already be an NVS patient, favorable prognosis required, excludes diabetes, heart failure, cancer
Covers: Grants up to $2,000, urgent non-emergency conditions, good prognosis, dental/eye/ear/skin/heartworm, Rutherford/Cannon Counties only (Murfreesboro area)
Covers: Non-elective services, surgery, dentistry, positive prognosis required, Texas residents only
Covers: Medical, food, pet deposit/rent assistance, prevents surrender, DFW Metroplex only
Covers: Temporary food, medical, or behavior help, keeps pets in home, medical care only via HSU's Murray or St. George clinics
Covers: Spay/neuter, vaccinations, medical or surgical care via Kanab Veterinary Hospital, Kane County only, may waitlist when funds low
Covers: Surgical/dental care, exams, vaccines, diagnostics, radiographs, 1 animal per household
Covers: Basic, preventive, and interventional care, medication, Central Virginia only (specific localities)
Covers: Vet bills at VT teaching hospitals only, financial hardship, apply through the hospital that treated your pet
Covers: Surgical/dental procedures only, Washington state
Covers: High or unexpected vet care costs
Covers: Basic vet care, housing support, advocacy (WisCARES), urgent or emergency care for seriously ill or injured animals (RESPOND Fund)
Covers: Need-based grants, up to about $500 per pet, serious or emergency treatment, surgery, medication, chronic-condition care, end-of-life comfort care, paid directly to vet
Covers: One-time help, up to $350 per claim, unexpected emergency or injury costs, paid directly to vet, excludes routine/vaccine/elective care, Jackson/Star Valley WY + Teton Valley ID only
Covers: Essential/life-saving care, vet applies (owner applications refused), $1,000 CAD per client/vet per year, Alberta residents
Covers: Free wellness exams, vaccines, deworming, spay/neuter, dental, surgery, chronic illness support, euthanasia, low-income Edmonton
Covers: Reduced-fee (not free) spay/neuter, preventive care, diagnostics, no emergency cases, appointment only, income documentation required
Covers: Subsidized wellness exams, vaccines, spay/neuter, surgery, partner-agency referral required, weekdays only
Covers: Free medical support, euthanasia/cremation, owners 65+, single-treatment only, not chronic/ongoing conditions
Covers: End-of-life only, humane euthanasia and cremation, low-income households, not treatment
Covers: Pet food bank, low-income Calgary-area owners, spay/neuter limited to First Nations communities in Alberta (plus feral-cat TNR), not an illness/injury fund
Covers: Low-cost spay/neuter with vaccines and microchip, plus a food bank, Red Deer/Olds/Rocky Mountain House/Wetaskiwin/Stettler area, 3-6 month wait
Covers: Low-cost spay/neuter, plus a pet food bank and low-cost microchipping, low-income City of Lethbridge residents
Covers: Emergency, life-saving care only, low-income BC residents, apply before treatment begins, no after-the-fact reimbursement, one request per year
Covers: Enrollment-based discount plan, 20% off emergency, 33% off wellness, 20% owner co-pay, income-tested, 16 BC communities
Covers: Free pop-up clinics, exams, vaccines, deworming, microchip, homeless or vulnerably-housed, referral-only, 10 cities in BC, SK, ON, NS, YT, plus community clinics in Old Crow
Covers: Up to $500 CAD per pet annually, one pet per household max, excludes spay/neuter and preventive care, vet applies, Vancouver Island/CRD
Covers: Up to $1,500 CAD one-time, medical care, plus subsidized outreach clinics, low-income/homeless Langley residents
Covers: Discretionary aid, Canada West Veterinary Specialists patients only, treating specialist applies, demand exceeds funds
Covers: Vet-care navigation, emergency foster program, homeless/precariously-housed DTES residents
Covers: Spay/neuter, vaccines, deworming, emergency care for animals in crisis, income-qualified, contribution amount set by OHS, network of veterinary partners
Covers: Low-cost, short-term care, already-diagnosed urgent condition, apply by phone, no published cap or income test
Covers: Low-cost clinics and transport, remote communities with little/no vet access, scheduled clinics only, no application
Covers: 50% off vet services, up to $250 CAD discount, once per year per family, no income documentation (honor system)
Covers: $100 CAD off spay/neuter, low-income Pembina Valley (Morden/Winkler) families, plus PetSafe (food/litter/basic vet care) for domestic-violence survivors, Genesis House referral
Covers: Spay/neuter plus emergency care (amputations, dental, cancer treatment), funds-limited, apply by email with proof of income
Covers: Discretionary, partial subsidy, urgent care, Tartan Tails hospitals only (Dartmouth, Cape Breton, Stellarton), no published maximum, donation-limited
Covers: One-time $500 CAD grant, cats only, unexpected vet expenses like diabetes care, medication, dental surgery, senior 65+/terminally ill/past adoptee only, excludes spay/neuter and routine care
Covers: Non-elective surgery, hospitalization, diagnostics, vet applies, five income/disability categories, plus Pets to Vets: first exam and vaccines for low-income owners without a vet
Covers: Essential/urgent care plus preventive care, one pet per owner per year, London/Brantford/Hamilton/Waterloo Region only, not Toronto or Ottawa
Covers: Reduced-fee spay/neuter, vaccines, general medical/surgical care, no emergency service, low-income/social-assistance recipients, clinics in Hamilton, Kitchener, London
Covers: Preventive care, community clinics, homeless or in supportive housing, case-worker referral required, local arm of Community Veterinary Outreach
Covers: Veterinary-care access, Six Nations residents, no published eligibility test or cost, contact the SPCA directly
Covers: Emergency vet cost assistance to prevent surrender, Cambridge residents only, quote from a Cambridge clinic, vet referral required
Covers: Emergency vet cost assistance plus spay/neuter cost-sharing, low-income Niagara region owners, funds-dependent, no online application, phone or email contact
Covers: Life-saving veterinary treatment only, vet applies (owner requests not accepted), owner pays 33% of the bill, household income under $45,000 CAD/year
Covers: 50% of approved care, one Montreal clinic, owner pays 33%, Hochelaga-Maisonneuve residents only, income under $35,000 CAD/year
Covers: Reduced-fee essential care, no emergencies or hospitalization, no formal income test, payment due at time of visit
Covers: Emergency and specialized veterinary care, families in financial vulnerability, vet contacts the foundation, partner clinics across Quebec
Covers: Life-saving treatment, unforeseen financial hardship, WCVM Veterinary Medical Centre only, attending clinician submits the request, no dollar cap published
Covers: Up to $1,000 AUD per pet for urgent life-saving care, vet applies, Canberra region, plus Tiny Veterinary Clinic: free consults, low-cost vaccines and medication, Healthcare Card holders
Covers: No-interest loans up to $2,000 AUD for medical costs including pets, repaid over 12 to 24 months, low to moderate income or government support, live or work in the ACT or within 100km in NSW
Covers: Hunter Veterinary Hospital: up to $3,000 AUD interest-free repayment, 35% off for Centrelink or hardship, plus Aged Care Program: vet help, transport, boarding, 65+ (Indigenous 50+) or palliative care
Covers: Not-for-profit vet clinic in Kemps Creek, concession cardholders asked at booking, plus Animal Care Truck: free health checks, vaccines, microchip in rotating NSW towns
Covers: Free check-ups, vaccines, diagnostics, treatment, surgery, homelessness or escaping domestic violence, Sydney (St Peters), call 02 9516 0234
Covers: 10% off at participating vet clinics in Darwin, Palmerston, Alice Springs, Katherine and more, NT Seniors Card, terms vary by clinic, discount not hardship aid
Covers: Visiting vet 3+ times a year, general health, desexing, mange, tick, and worm treatment, $50 AUD consult, Tiwi Islands only, request via council
Covers: Subsidized consults, parasite control, desexing, euthanasia, first aid at council offices, vets visit 3 to 4 times a year, Galiwin'ku, Gapuwiyak, Gunyangara, Milingimbi, Ramingining, Yirrkala
Covers: Low-cost vet clinics in Brisbane, Gold Coast, Ipswich, 20% off first consult, plus Vet Referral: payment agreement or direct help for emergencies after credit is declined
Covers: Free health checks, vaccines, microchip, pet supplies, means-tested, concession card, Moreton Bay and Townsville only
Covers: Urgent vet care, financial hardship, pre-approval required, repayable (repayments refill the fund), approved partner clinics, South Australia only
Covers: Life-saving emergency treatment up to $500 AUD, repaid at $40 AUD per fortnight, concession-card holders, contact vet first, then apply online
Covers: Routine care up to $500 AUD or emergency surgery up to $1,000 AUD (combined per pet), Farewell Fund up to $500 AUD, welfare recipients, caseworker referral only, $30 AUD fee, Victoria only
Covers: Vet care from vaccines to illness, injury, and euthanasia, pension or disadvantage, upload a vet quote, Victoria-wide
Covers: Critical or emergency care up to $1,000 AUD per case, pension recipients in hardship, no full-time workers, other funding exhausted, no past bills or routine care, Victoria only
Covers: 15% concession discount, emergency patients may get up to $2,000 AUD no-interest loan plus $2,000 AUD funding per pet, Health Care, Pensioner, or Veterans' Affairs card, North Melbourne
Covers: Case-by-case vet-bill help, vet social work, transport, in-home help, respite boarding, caseworker or health-professional referral, Geelong and Bellarine
Covers: Emergency or unexpected vet care at the society's Greensborough clinic, Pension, Health Care, or Concession Card, other funding tried first, cat desexed or will be, no routine care or past bills
Covers: Low-cost means-tested care, health checks, vaccines, dental, minor lump removal, parasite treatment, desexing, government benefit or concession card holders, no emergencies, central Victoria
Covers: Free monthly clinic, health checks, vaccines, parasite control, grooming, dental and desexing via partner practices, homelessness or risk of homelessness, Perth
Covers: Free events, dog health checks, microchip, flea and worming, humane collar swap, dog and cat food, cats pick-up only, cost-of-living hardship, check calendar for dates
Not charitable grants, public fundraising. No income screening and, except where noted, no guarantee of funding. Success depends on your own network and story.
Covers: Nonprofit-verified crowdfunding, funds go directly to the pet's need, not a cash payout to owner
Covers: General crowdfunding, pet-fundraiser template, same network as FundRazr, CoCoPay, Crowdfundr
Covers: Nonprofit-run crowdfunding, pet medical crises, includes economic-euthanasia situations, chance at matching grant or corporate/celebrity sponsorship
Covers: Crowdfunding, dedicated pet-fundraiser template, CAD via PayPal/Stripe, 0% platform fee plus processor fees, confirm your account supports CAD
Not funders themselves, these are directories and search tools for finding assistance, including local options this page doesn't list on its own yet.
Covers: National/state-by-state list (19 states + DC), vet-bill, food assistance, specialized/breed programs
Covers: National referral page, Pet Help Finder, vet schools, payment plans (CareCredit, VetBilling), 13+ national assistance funds
Covers: Massachusetts-focused list, 40+ organizations, medical, food, eviction-related assistance
Covers: Searchable, ZIP-code-based directory, financially-friendly providers, nationwide
Covers: Resource guide, ~30 national organizations, state-by-state clinics and foundations
Covers: Free 24/7 phone/chat/web navigation, 150+ languages, financial-assistance topic path, pet programs via provincial providers
Covers: Community vet programs, desexing, parasite control, illness and injury treatment, remote and Indigenous communities, ask local council for visit dates
Covers: National directory of vet-care support providers, each sets its own eligibility
Covers: Links to all 8 state and territory RSPCAs, each runs its own services, contact yours for local help